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ARM vs Fixed Rate Mortgage Calculator This calculator that will help you to compare a fixed rate mortgage with both fully-amortizing and interest-only adjustable rate mortgages (ARMs). Loan Information Mortgage loan amount: Mortgage loan term: 30 years 25 years 20 years 15 years 12 years 10 years 5 years Expected adjustment (%): Fixed Rate Mortgage Fixed interest rate (%): Fully Amortized Adjustable Rate Mortgage Beginning interest rate (%): Number of months before first rate adjustment: Interest rate cap (%): Interest-Only Adjustable Rate Mortgage Beginning interest rate (%): Number of months before first rate adjustment: Interest rate cap (%):     Comparison Results Fixed ARM Interest-Only ARM Beginning monthly principal and interest payment: Total monthly payments: Total interest: Maximum monthly payment:

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